Thursday, March 5, 2020
Qu es el advance parole o permiso de viaje
Qu es el advance parole o permiso de viaje El advance parole es un permiso de viaje es un requerimiento indispensable para que algunos extranjeros que se encuentran en los Estados Unidos puedan viajar fuera del paà s y regresar. Este artà culo informa sobre quià ©n,à deben solicitarlo, cundo, cà ³mo, costos, consecuencias de viajar sin solicitar este permiso y quà © formas puede tener una vez que es aprobado. Quià ©nes deben solicitar el permiso conocido como advance parole Son varias las categorà as de extranjeros que deben solicitar el advance parole para viajar al extranjero y regresar. Pero el punto comà ºn que tienen todos ellos es que son personas que estn en la actualidad en los Estados Unidos y que si viajan al extranjero sin el permiso de viajeà no podrà an regresar porque carecen del debido documento migratorio, como serà a una visa vlida o la tarjeta de residencia permanente.à A continuacià ³n, las situaciones en las que es necesario solicitar un advance parole o permiso de viaje: 1. Ajuste de estatusà La ms comà ºn es la de las personas que han solicitado unà ajuste de estatusà en elà proceso para adquirir la tarjeta de residencia (green card). Por ejemplo, algunos esposos de ciudadanos americanos y que cumplen con una serie de requisitos. Mientras se demora el proceso de ajuste de estaus, estas personas pueden viajar al extranjero siempre si tienen un advance parole. Sin embargo, no todas las personas en proceso de ajuste deben solicitarlo. Y es que existen las siguientes excepciones: las personas que ingresaron al paà s con visas K-3 (esposos de ciudadanos)K-4 (hijos de ciudadanos)H-1B (profesionales) à L-1 (transfer entre empresas) y que cuentan con una visa vlida. Es muy importante el requisito de la validez del visado, ya que si no lo es, se deber pedir el advance parole mientras se est en el proceso del ajuste de estatus. Asimismo, los que solicitan el ajuste porque ya tienen un estatus de refugiado o de asilado aprobadoà y està ©n en proceso de ajuste de estatus para obtener la green card deben solicitar el documento para viajar al extranjero y poder regresar (ver ms abajo cul aplica a este caso) y no el advance parole. 2. Solicitante de asilo Las personas que tienen una peticià ³n de asilo pendiente tambià ©n deben solicitar el advance parole antes de viajar fuera de los Estados Unidos. Pero no las que ya lo tienen aprobado, a quienes corresponde un documento para viajar (ver ms abajo). 3. Visa T o visa U aprobada La visa T se concede a personas que han sido và ctimas de trata de personas Por su parte, las visas U se otorgan a và ctimas de determinados delitos que han colaborado con las autoridades para resolver un crimen o lograr la condena del delincuente.à Sin embargo, cabe destacar que mientras se procesa la visa U o la T y est pendiente su aprobacià ³n, es aconsejable no viajar fuera de los Estados Unidos.à 4. Accià ³n diferida aprobada Los muchachos y muchachas entre 15 y 30 aà ±os que hayan solicitado la accià ³n diferida, tambià ©n conocida como DACA, por sus siglas en inglà ©s,à y que ya la tengan aprobada pueden solicitar un advance parole para viajar al extranjero. 5. TPS Es una situacià ³n excepcional de proteccià ³n temporal que permite a los ciudadanos de determinados paà ses y que reà ºnen todos los requisitos seà ±alados por la ley permanecer en Estados Unidos y trabajar legalmente. En la actualidad aplica a ciudadanos de: El Salvador, Guinea, Haità , Honduras, Liberia, Nepal, Nicaragua, Sierra Leona, Somalia, Sudn, Sudn del Sur, Siria y Yemen. Quià ©nes no pueden pedir un advance parole Aunque una persona se encuentre dentro de las categorà as nombradas, es decir, ajuste de estatus, TPS, asilo pendiente, visa T o Visa U aprobados, no se puede solicitar el advance parole si se est en un proceso pendiente de deportacià ³n o expulsià ³n. Destacar que la excepcià ³n son los muchachos con DACA aprobado. Adems, consultar con un abogado en todos los casos si es que se tienen una cita para comparecer en una corte migratoria o se tienen cualquier asunto criminal pendiente o una condena por un tema de delitos o faltas. Por otro lado, no pueden solicitar este permiso para viajar los migrantes indocumentados excepto, como ya se ha dicho, los muchachos con DACA aprobado, quienes en la actualidad se encuentran en una situacià ³n que podrà a calificarse de semi-legalidad. à ¿Cà ³mo se solicita el advance parole? Llenando el formulario I-131. Marcar la casilla correcta, ya que este documento tambià ©n se solicita para los casos en los que se pide un permiso de reentrada o un documento de viaje (ver ms abajo). Por lo tanto hay que checar dos veces para verificar que se marca lo correcto.à Si se est en un proceso de ajuste de estatus lo ms frecuente es que se envà e al mismo tiempo junto con el documento en que se solicita el ajuste y un permiso de trabajo. à ¿Cundo debe solicitarse el advance parole? Antes de salir de Estados Unidos. Adems, tener en cuenta que en la mayorà a de los casos es necesario que le tomen al solicitante las huellas digitales (dactilares), para lo cual recibir una cita. Si se viaja fuera antes de este trmite se considera que se ha abandonado la peticià ³n de advance parole, que queda sin efecto. Costos El costo de aplicar depende de la situacià ³n de cada uno y la razà ³n por la que aplica y hasta puede ser gratis.à Si se solicita el permiso de viaje junto con el ajuste de estatus y el permiso de trabajo ya no es necesario pagar una cuota adicional.à En los otros casos, la cuota es de $360, pero verificar siempre en el documento del USCIS en el que explica cà ³mo llenar el formulario, ya que esa cantidad puede cambiar.à Tambià ©n se puede verificar el costo llamando gratuitamente al USCIS a su servicio de atencià ³n al cliente marcando al 1-800-575-5283. Adems, en algunos casos es posible solicitar una exencià ³n del pago y asà saldrà a gratis. à ¿Cunto se demora el advance parole? Suele tardar unos dos o tres meses en procesarse. Es posible solicitar una tramitacià ³n acelerada marcando al Centro Nacional de Atencià ³n al Cliente al 1-800-375-5283 o incluyendo una carta en la aplicacià ³n en la que se adjunta documentacià ³n que sirve para apoyar la peticià ³n. En casos realmente urgentes es posible que el solicitante se presente en una oficina del USCIS. Se puede buscar la ms cercana en esta aplicacià ³n. Bajar el cursor a mitad de pgina y ahà clicar en el mapa de Estados Unidos encima del estado en el que se reside.à En este caso, se debe llevar la aplicacià ³n del I-131, un cheque para el pago de la tarifa, dos fotos tipo pasaporte y documentacià ³n de apoyo para demostrar la urgencia. Por ejemplo, un certificado de defuncià ³n o un informe mà ©dico. à ¿Cà ³mo luce e documento en el que se aprueba el advance parole? Una vez que el USCIS aprueba este permiso, puede lucir de dos formas: El documento que se conoce como I-512Una tarjeta de permiso de trabajo que sirve a su vez como advance parole y asà lo dice el propio documento en la frase serve as I-512 Advance parole. à ¿El permiso de viaje o advance parole garantiza el ingreso a Estados Unidos? La respuesta a esa pregunta es negativa. Y es que siempre hay que tener presente que la à ºltima palabra la tiene el oficial migratorio de la CBP.à Adems, tener en cuenta que las personas que ingresan, que son la mayorà a, son consideradas desde el punto de vista migratorio como parolee y, por el contrario, no es un admitted. Esta es una distincià ³n tà ©cnica y jurà dica que conviene tener en cuenta. à ¿Cules son las consecuencias de no solicitar el advance parole? Se puede salir de Estados Unidos, pero el problema aparece en el momento en que se quiere regresar. El oficial migratorio puede impedirlo y en ese caso se tendr que esperar fuera de Estados Unidos a que finalice el proceso. Adems, en algunos casos en los que la persona ha estado en Estados Unidos ilegalmente por ms de 180 dà as puede saltar el problema aà ±adido del castigo de los tres y de los cinco aà ±os.à Finalmente, otra consecuencia es que se considere que se ha abandonado el trmite migratorio pendiente, con lo cual habrà a que iniciarlo de nuevo. Casos distintos al del advance parole, pero similares y que a veces se confunden Hay otros permisos para regresar a los Estados Unidos que no pueden confundirse con el advance parole. Se piden utilizando el mismo formulario pero se marca una casilla diferente. Las personas que tienen el estatus de refugiado o de asilado deben solicitar un documento que se conoce como documento para viajar para refugiados (refugee travel document, en inglà ©s), para estar capacitados para viajar fuera de los Estados Unidos. Los asilados no deben confundir dos situaciones: cuando la peticià ³n de asilo est pendiente, que es un advance parole lo que deben solicitar, y cuando el asilo ha sido aprobado, que se debe solicitar un refugee travel document.à A veces existen confusiones porque se pide utilizando el mismo formulario, el I-131, pero son distintos los documentos que se obtienen. Fijarse bien en el cuadradito que se marca cuando se pide el beneficio. Tambià ©n deben solicitar este documento para viajar los familiares de los refugiados y de los asilados que obtienen este estatus de forma derivada. Por otro lado, con el mismo formulario I-131 puede solicitarse un permiso de reentrada, que es diferente al permiso de viaje o advance parole. El de reentrada es un permiso por el que deben aplicar los residentes permanentes legales o los residentes condicionales que van a pasar ms de un aà ±o. Y es que los residentes tienen la obligacià ³n de residir en los Estados Unidos y tienen que respetar ciertas reglas de tiempos en sus estadà as en otros paà ses. Por el contrario,un caso completamente distinto es el de los residentes permanentes que sà ³lo tienen la green card estampada en el pasaporte porque todavà a no han recibido la de plstico. Estas personas pueden viajar sin necesidad de pedir permiso previo. Parole que pueden pedir las personas que se encuentran en el extranjero para ingresar a USA Un caso completamente distinto es el del parole que piden extranjeros fuera de Estados Unidos para ingresar al paà s. Aquà se hace una mencià ³n porque a veces se confunden con el permiso para viajar. Pero son cosas diferentes que aplican a casos distintos. Los casos de parole que se solicitan desde el extranjero son: Por razones humanitarias extraordinarias como razones mà ©dicas o legales, como por ejemplo, testificar en un juicio.Programa de menores centroamericanosPrograma de reunificacià ³n familiar para cubanos y haitianos Conclusià ³n Los extranjeros presentes en Estados Unidos con un proceso migratorio pendiente deben asegurarse antes de viajar a otro paà s si para ellos existe el requerimiento de solicitar un advance parole antes de salir. Y eso aplica asà sea para cruzar a Canad o a Mà ©xico a una localidad justo pegada a la frontera con Estados Unidos y por sà ³lo unas horas. Este artà culo es meramente informativo. No es asesorà a legal.
Monday, February 17, 2020
Metamorphosis Franz Kafka Essay Example | Topics and Well Written Essays - 500 words
Metamorphosis Franz Kafka - Essay Example ver, the much she takes care of her brother by providing him with food, making his room cozier to adapt in his transformed body as well as trying to keep his shreds of human left in him alive, shows that she is indeed of a caring character. However, her stage in life, as a young adult, demands that she engage in responsibilities such as getting her family and consequently sustaining it. By so doing, she endeavors to generate income to provide for her family. As much of these happen in Greteââ¬â¢s life, she slowly gives up caring for Gregor, with the excuse that she has income generating activities as her priority in order to meet the needs of her family. Dehumanization emerges when she gives up caring for her brother to chase worldly things such as money. This is the chief cause of Gregorââ¬â¢s death as he dies out of starvation. Gregorââ¬â¢s transformation is what creates conflict in the text. It elicits varied responses from those people in his life. There is alienation in the form of the distance that is created between him and them after the transformation. He feels as if in he is caged in a prison of his new body while, on the other hand, his family and friends struggle with feelings of sympathy and revulsion towards Gregor. Gregorââ¬â¢s death resolves the conflict caused by his transformation. The setting plays an important role in the reinforcement of the theme and characterization. Gregorââ¬â¢s bedroom in which he wakes up from a dream and finds himself transformed forms the boundaries of Gregorââ¬â¢s activities. One learns of Gregorââ¬â¢s character through his interaction with much of what is found in this room. Also important in the development of characterization is the entire building that houses the members of Gregorââ¬â¢s family. In communicating the theme of dehumanization, the author employs various literary devices that include symbolism, metaphors, foreshadowing among others. For instance, the picture of the woman in furs which Gregor clings to when things are
Monday, February 3, 2020
Assignment Example | Topics and Well Written Essays - 500 words - 176
Assignment Example The archeologists further discovered how the city came into being; through a lava-tube cave. These caves and other physical features, according to the archaeologists, symbolized the gods and ancestors of Mesoamerica (Archive.archaeology.org n.p). Other than their religious significance, the features were also used as a focal point for settlement and other activities. The city expanded at a fast pace during the second century until the A.D 600. The city was later torched down around A.D 750 by invaders (Archive.today n.p). The archaeologists, from their findings, concluded that the cityââ¬â¢s residents were multiethnic and worshipped a goddess. The discovery of the burial site was the breakthrough of 1999, which was after the discovery of various mass graves from 1982 to 1989. The 2003 excavation at the Teotihuacan led to the discovery of three burial sites believed to belong to elite individuals. In these burial sites, Maya artifacts were present. These Maya artifacts further linked the Mexican capital to the southeast Maya region (Archive.archaeology.org n.p). The remains of these elite individuals were found in cross-legged position and various Maya-style artifacts such as shells, obsidian and other ceremonial items. The discovery of Mayan artifacts confirmed the interaction between the Mayan and Teotihuacan communities. The use of Mayan artifacts by royalty suggests that the two communities influenced each other greatly. This discovery is vital in giving historians insight about the ruling of the city of Teotihuacan. The discoveries on the ancient city of Teotihuacan shed light on this ancient civilization. The presence of mass graves meant that the Teotihuacan community participated in sacrificial rituals (Asu.edu 2014). These sacrificial rituals were very vital to this community as they celebrated state power at the pyramid of the moon. The vastness and orderliness in design
Saturday, January 18, 2020
Credit Rating of Uttara Bank Limited Essay
1.1. Rationale of the Report In todayââ¬â¢s world, banking sector has become an integral part of overall economy around the world. Millions of people are involved in banking sector. In Bangladesh, banking sector has experienced enormous growth over the past few decades. Millions of depositors, borrowers and other related parties have interest in this sector. Creditworthiness of banks is rated by CRAB and CRISL in Bangladesh. The idea behind our report on ââ¬Å"Credit Rating Report on Uttara Bank Limited (UBL)â⬠is to give credit rating of UBL by considering both qualitative and quantitative factors with judgement. 1.2 Origin of the Report This report has been prepared as a requirement for completion of MBA program under University of Dhaka. We have prepared the report under course F-504(Fixed Income Securities) with directions and valuable guidelines from our honorable course teacher Muhammad Mujibul Kabir, Associate Professor, Department Of Finance, University Of Dhaka. 3. Objectives of the Report Broad Objective: To do credit rating of Uttara Bank Limited (UBL) by considering important qualitative and quantitative information along with application of proper judgment. Specific Objectives: The objectives of the report are- âž ¢ To have an overall picture regarding the credit rating procedure of banking sector. âž ¢ To be informed with the trend and performance of the bank. âž ¢ To get an idea of factors affecting credit rating score of UBL. 4. Scope of the Report This report has been prepared to do credit rating of a particular bank (UBL) as assigned by our course teacher. 5. Methodology 1.5.1 Data Collection: The report is primarily based on secondary and published information. The major sources of information are published research reports and papers, DSE library, newspapers, data from annual report of UBL and peer banks, rating methodology of S&P etc. 1.5.2 Techniques of Data Analysis Both qualitative and quantitative statistical techniques were used for this research. â⬠¢ Qualitative tools: bar graphs and trend line were used to present the collected data. â⬠¢ Software used: Microsoft Excel 2007, Microsoft word 2007, stata software version 10. 6. Limitations In preparing the report, the main limitations that we faced were- â⬠¢ Reliance on secondary data, mainly annual reports of banks. Sometimes, published data suffer from accounting manipulation. â⬠¢ We had to prepare the credit rating report within a short time frame. Taking more time would have made the report more comprehensive. SECTION-II: THEORETICAL DISCUSSION ON CREDIT RATING 2.1. Why Credit Rating Is Necessary A credit rating evaluates the credit worthiness of a debtor, especially a business (company) or a government. It is an evaluation made by a credit rating agency of the debtorââ¬â¢s ability to pay back the debt and the likelihood of default. Credit ratings are determined by credit ratings agencies. The credit rating represents the credit rating agencyââ¬â¢s evaluation of qualitative and quantitative information for a company. The credit rating is used by individuals and entities that purchase the bonds issued by companies and governments to determine the likelihood that the government will pay its bond obligations. A poor credit rating indicates a credit rating agencyââ¬â¢s opinion that the company or government has a high risk of defaulting, based on the agencyââ¬â¢s analysis of the entityââ¬â¢s history and analysis of long term economic prospects. 2.1. Corporate Credit Ratings The credit rating of a corporation is a financial indicator to potential investors of debt securities such as bonds. Credit rating is usually of a financial instrument such as a bond, rather than the whole corporation. There are two types of corporate credit rating: 1. entity rating 2. issue rating In Bangladesh, credit rating agencies conduct entity rating. However, issue rating may be different from or similar to or better than entity rating. Issue rating may be higher than entity rating if a particular issue is backed by sufficient collateral, third party guarantee. 2.3. Rating Methodology For the credit rating of the selected companies we have considered the guidelines provided by our course teacher. Credit rating is ââ¬Å"an objective and impartial opinion on the ability and willingness of an issuer to make full and timely payments of financial obligations.â⬠This opinion is conveyed in a simple alphanumerical scale, for easy reference and comparability. We have analyzed both the qualitative and the quantitative factors of the banking industry as a whole and also various factors of the companies itself. In the part of qualitative analysis we have analyze the industry risk, keys to success, diversification factors, firm size, management quality, quality of the financial reporting, performance in the industry. In the quantitative analysis we consider the profitability, cash flow adequacy, capital structure and financial flexibility. We have assigned some points on both the qualitative and quantitative information to get the exact rating. As for the sustainability of an organization both the quality of the management and quantitative figure that means companyââ¬â¢s financial performances are equally important. We have assigned more weight for qualitative part than quantitative part. 2.4. Company Background Uttara Bank is one of the largest and oldest private-sector commercial banks in Bangladesh, with years of experience. Adaptation of modern technology both in terms of equipment and banking practice ensures efficient service to clients. 215 branches at home and 600 affiliates worldwide create efficient networking and reach capability. Uttara is a bank that serves both clients and country. The Bank had been a nationalized bank in the name of Uttara Bank under the Bangladesh Bank (Nationalization) order 1972, formerly known as the Eastern Banking Corporation Limited which started functioning on and from 28.01.1965. Consequent upon the amendment of Bangladesh Bank (Nationalization) order 1972, the Uttara Bank was converted into Uttara Bank Limited as a public limited company in the year 1983. The Uttara Bank Limited was incorporated as a banking company on 29.06.1983 and obtained business commencement certificate on 21.08.1983. The Bank floated its shares in the year 1984. It has 215 branches all over Bangladesh through which it carries out all its banking activities. The Bank is listed in the Dhaka Stock Exchange and Chittagong Stock Exchange Ltd. as a listed company for trading of its shares. At present, the authorized capital of the bank was Tk 5000 million divided into 500 million shares of Tk 10 each. The issued and paid up capital is Tk 3306 million. Since beginning, the bank acquired confidence and trust of the public and business houses by rendering high quality services in different areas of banking operations, professional competence and employment of the state of art technology. During the last 47 years, UTTARA Bank Limited has opened 215 Branches in different Business Centers of the country SECTION-III: QUALITATIVE ANALYSIS Qualitative analysis A. Industry Risk In preparing credit rating report, industry analysis is a subject of great importance. Level of competition in the industry affect the profitability of a company. Different industries react differently to economic changes. Cyclical industries do much better than the aggregate economy during the expansion whereas they suffer more during contraction. In contrast, non-cyclical industries such as banking industry would experience a significant decline during a recession and also would do better during an economic expansion. Competitive advantage and disadvantage of banking industry can be examined by Michel Porterââ¬â¢s 5 factors model. The potential threat of new entrants is moderate for banking industry due to following reasons ââ¬â â⬠¢ Growth of the industry is very high which is creating field for the new company that is observed during the past several years. â⬠¢ Huge population of the country provides a large customer base. â⬠¢ Entry into the banking sector requires huge equity capital investment for establishing branches and related infrastructures. â⬠¢ Established companies have absolute cost advantage relative to potential entrants. â⬠¢ There exists Government regulation to enter into the industry. The level of profitability is primarily influenced by the nature of rivalry among firms within the industry. Several factors determine the intensity of competition among existing players in an industry. The rivalry among existing competitors is high for banking industry due to following reasons ââ¬â â⬠¢ Price and non-price Competition among banks has increased recent years. â⬠¢ High fixed costs. â⬠¢ Exit barriers are high as the firm canââ¬â¢t exit as they wish and there is regulatory burden. â⬠¢ Banks are trying to grab market share by offering various price and non-price products â⬠¢ Banking products are not differentiated and easy to copy by other banks. The third dimension of competition in an industry is the threat of substitute products or services. The threat of substitute product in banking industry is high for the following reasons: â⬠¢ New Products are easily and quickly adopted by other competing banks. â⬠¢ Non-bank financial institutions (NBFIs) offer many of products and services offered by banks. There are two factors which determine the bargaining power of buyers; price sensitivity and relative bargaining power of buyers. By focusing these two issues, the bargaining power of buyers in banking industry is discussed below ââ¬â â⬠¢ There are large numbers of banks. â⬠¢ Banks depend on the buyers for a large percentage of its total revenue. â⬠¢ Customer switching cost is low. â⬠¢ Inability to backward integration. â⬠¢ Buyers are highly price sensitive. The bargaining power of suppliers is high for banking industry due to following reasons â⬠¢ Banks depend on loan and deposits as their primary products. â⬠¢ There are a large number of banks already operating in the country. Assigned Rating: |Rating |Rating Score | |Industry Risk |7.5 | B. Key to success Factors â â" Strategic focus Uttara Bank has prioritized the areas depending upon the business need and regulatory requirements with the change in technologies and delivery process. The Bank rendered special focus on growth and expansion to comply with the changing characteristics of capital market. As a result of this, ââ¬Å"UB Capital and Investment Limitedâ⬠a fully owned subsidiary company has been formed in 2010 to carry out merchant banking operation in compliance with the regulation of the Securities and Exchange Commission. In the meanwhile the company is operating its activities in related field. Resource mobilization was centered round delivery channels, technology, people and brand. Bankââ¬â¢s operation has achieved the confidence of its customers with sound fundamentals in respect of deposit accumulation, loans and advances, export-import business, remittance collecting from abroad and profitability. The Bank has also put special emphasized on SME financing considering the sector as a tool of diversifying portfolio to minimize risk. Again the bank has also rendering its services in Women Empowerment Development Scheme, Agricultural sector and Rural Financing sector. â â" Corporate Credit Uttara Bankââ¬â¢s business is focused to a considerable extent on the corporate clients by maintaining a relationship and extending financial assistance based on a deep understanding of the clientsââ¬â¢ business environments, financial needs and internal strategies for growth. The bank extends its financial support to the corporate clients either from own finance or by arranging syndicated/club finance. The investment in corporate sector is the combination of a mixed and balanced allocation in various natures of business based on the socio-economic perspectives and long term planning. The bank distributed Tk. 2774.1 million as funded and non-funded facilities in Syndication Finance. The outstanding balance of same was as on 31.12.2011 was Tk. 1596.2 million. The Bank participated in syndication finance with 21 companies. Some of them were BSRM Steels Ltd., Pacific Telecom Bangladesh Tel Ltd.(Citicell), Ranks Tel Ltd., Samuda Chemical Complex Ltd., Banga Building Materials Ltd., Pran Foods Ltd., Capital Board Mills Ltd., Creative Paper Mills Ltd., Everest Power Generation Company Ltd., Appolo Ispat Complex Ltd., PHP Float Glass Ind. Ltd., Dhaka Telephone Co. Ltd. (DTCL), Tele Barta Ltd.(TBL), Orascom Telecom Bangladesh Ltd. (Banglalink), Venture Capital Energy Ltd and many other reputed organization. The Bank worked as a participating financial institution in syndication finance. â â" Branch Network As on 31 December 2011, Uttara Bank Ltd had 211 branches in different geographical locations of the country. Branches are classified under different zonal office. Out of these 211 branches, 23 branches are under Dhaka Central Zone, 23 branches are under Dhaka North Zone, 20 branches are under Dhaka South Zone, 13 branches are under Narayangonj Zone, 08 branches are under Mymensingh Zone, 17 branches are under Camilla Zone, 19 branches are under Chittagong Zone, 21 branches are under Sylhet Zone, 16 branches are under Khulna Zone, 18 branches are under Barisal Zone, 12 branches are under Rajshahi Zone and 19 branches are under Bogra Zone. â â" Technology As one of the oldest commercial banks in the country, Uttara Bank uses latest information and communication technology. The extensive use of ICT in banking operations is increasingly a matter of concern about the risk associated with information technology. The bank has formulated well defined ICT policy in line with the international best practices and prudential guidelines of Bangladesh Bank on ICT Security. In all branches of the bank, banking operations are conducted through computerized system to minimize cost and to optimize benefits and increase overall efficiency for improved services. The branches have ability to prepare the financial statements at the end of the day. Bank has a guideline named ââ¬Å"Guideline on information and Communication Technology (ICT)â⬠as per Bangladesh Bank BRPD circular 14 dated 23.10.05. The bank has signed an agreement with LEADS Corporation limited, Software Company, for implementation of Core Banking Solution ââ¬Å"Bank Ultimasâ⬠in the Bank. The Bank continues maintenance of the latest financial service products REUTERS-3000 Xtra and REUTERS Dealing System (RDS) for collecting accurate information of rapid changing position of international money market with Bankââ¬â¢s own independent Dealing Room. As a result the Bank has been able to render Treasury service up to the international standard through its Treasury Division which is equipped with most modern technology and expertise manpower. At present International Division of Head Office and 38 branches are under SWIFT operation. As a result the bank has been able to conduct international trade including transmission of letter of credit, fund and message instantly throughout the world at low cost. â â" Human Resource The Bank has always recognizes the contributions of its human resources as they individually and collectively render their force to the achievement of the objectives of the organization. Human Resources Division of UBL worked with the business as the core strategic partner through performing the job of recruitment, training, placement, and through introduction of the performance management tools. UBL is an employer of equal opportunity irrespective of gender equality. The total manpower of the Bank as on 31 December, 2011 is 3,780 out of which 2,687 are officers and 1,093 are the supporting staffs. Efforts have been made to rationalize the use of manpower by improving their efficiency and productivity. The Bankââ¬â¢s own Training Institute is nicely decorated and equipped with the sophisticated instruments has been striving to bring about a qualitative change and improvement in human resources of the Bank by imparting continuous different raining throughout the whole year. Guest speakers specialized in Banking participate in each of the training program excluding highly educated faculty members of the bank. Besides, a number of executives and officers were sent to various Training Institutions including BIBM and abroad for higher training. In 2011, the training institute of the bank arranged 17 different training courses and 13 workshops for the officers and members of the staff of the Bank in which as many as 628 and 845 officers and members of the staff of the bank participated respectively. At the same time, 92 officers and members of the staff of the bank attended training courses arranged by BIBM, 44 officers received training from Bangladesh Bank, 22 officers received others and 2 executive received training from abroad.
Friday, January 10, 2020
The New Angle On Usc Essay Samples Just Released
The New Angle On Usc Essay Samples Just Released What to Expect From Usc Essay Samples? Demonstrated interest is critical in the current competitive admissions scene to stick out from the remainder of the pack. If you need assistance thinking through your aims, here are a few general tips which may come handy. I understand that I'm as many different persons asking your help and that is the reason I wrote sheer truth about me and my efforts to turn into well-educated individual. What Does Usc Essay Samples Mean? Just remember to be precise of what you're interested in, why you could be passionate about that, and why you're supposed to study this at USC. USC is among the most well-known colleges on the west coast. It's important to understand what USC offers, so you're able to chat about how those resources and facilities can allow you to reach your interests or support your studies in a particular field. Unlock all of these in 1 go with our USC Package! By the conclusion of your essay, you must have convinced USC that it's the very best school that will help you obtain your dreams and that, given the chance, you would take total benefit of their resources as a way to acquire those dreams. The target of your statement is to notify the admissions committee why you're the best person for their program. While we expect the great majority of our applicants will continue to apply with just the LSAT, you can want to contemplate whether the GRE is the right alternate. In years past I believed I could not distinguish myself in academics and sports. Introducing Usc Essay Samples David understands the tone perfect, something which isn't easy to do in a transfer essay. Bridget's essay is quite strong, but there continue to be a couple little things that could be made better. Stephen's essay is quite effective. There's no ideal solution on the best way to compose an effective essay. Possessing good essay examples provides the reader an in-depth and on-the-court idea about what a well structured and coherent essay appears like. However, there are specific guideline that you can use for you to make that outstanding essay. Here is a good example of the way to attain the specificity you want. The absolute most intriguing essays will concentrate on small, personal moments that have shaped the way that you find the world. Show what you've gained from this experience and permit the reader realize that you are someone students would wish to be around. While it's not about the subject you opt to write about, it's more about how that topic is related to your life. The author starts with a rather in depth story of an event or description of an individual or place. The essay may also be the most challenging portion of the application. Your introduction is critical. The review isn't formulaic we attempt to envision your performance at the following level. With a powerful processor and among the latest Android operating systems, performance won't ever be a problem. It will help them understand how you're presenting yourself in your program, and they can also supply you with useful feedback. Late applications won't be considered. Don't use the personal statement to just reiterate information found in other regions of your application. If you're feeling your paragraphs aren't flowing together, consider organizing them chronologically! Ultimately, the detail of real speech makes the scene pop. You may want to make a more flexible or fluid structure. This is, obviously, the most important feature of the prompt. Don't hesitate to put in your portfolio work you've done for assignments in class, work you have done all on your own, or both. In some instances, you should submit these by December 1. Applicants must get the minimum necessary score to be thought about. Expect to finish a minimum of 3 drafts. Where to Find Usc Essay S amples Exceedingly cheap writing service should alert you your work is going to be accomplished by not an expert writer. Writing an essay is an essential role in academe life. Writing in script form isn't required. If you're asking for a scholarship, the odds that you want to compose an essay are high. Usc Essay Samples Ideas There's, clearly, a limit on the range of pages even our finest writers can produce with a pressing deadline, but usually, we can satisfy all the clients seeking urgent assistance. Think of why you're applying to the school in the very first location, and brainstorm, picking a few ideas that you could elaborate on in an essay. It's very useful to take writing apart to be able to see just the way that it accomplishes its objectives. It's the applicant's responsibility to be certain that all materials are submitted.
Wednesday, January 1, 2020
Dizzy Gillespie Essay - 1317 Words
Dizzy Gillespie deservedly ranks amongst the most influential and innovative jazz musicians of all times. Every note played with his trumpet captivated a legion of devout followers from all different age demographics and cultural backgrounds. Only Miles Davis and Louis Armstrong can tread the waters of his talent and his ever-growing legend, which was propelled by his revolutionary style. The Bebop revolution would have been a real yawner without notable Dizzy Gillespie tracks and stunning collaborations with top artists from the time period. He played alongside great musicians like Cab Calloway, Ella Fitzgerald, Earl Hines, Duke Ellington, Billy Eckstine, Charlie Parker, Charlie Christian, Thelonious Monk, Max Roach and Colemanâ⬠¦show more contentâ⬠¦The birth of Bebop music was built on a similar evolutionary process that has taken over many different art forms since the beginning of human history. There was a yearning for change and a desire to break the binding chains of the standard New Orleans jazz, Dixieland, and Swing music (Aycock, 1997). In the 1940ââ¬â¢s Dizzy Gillespie and a legion of young and talented musicians went to war against traditional jazz music and forged a new modern landscape of immense record sales, popularity and fame. The creation of Bebop catered to the would-be gods of jazz, because their talent rose to the top. Musical characteristics of Bebop shifted away from simple melody variations and moved towards intense improvisation and difficult harmonic progressions (Horricks, 1984). There was an air of confidence brewing amongst the young innovators and a sense of pride in maintaining their dominance. Dizzy Gillespie said this about the subject, ââ¬Å"There were some who couldnââ¬â¢t blow at all but would take six or seven choruses to prove it. So on afternoons before a session Thelonious Monk and I began to work out some complex variations on chords and the like, and we used them at night to scare away the no- talent guys (Horricks, 1984, p. 30).â⬠The crucible that bred the Bebop style was New York City and the famous Mintonââ¬â¢s Playhouse (Aycock, 1997). This venue can be viewed as a more of a laboratory of modern jazz experiments than a simple small club.Show MoreRelated Dizzy Gelespie (John Birks Gillespie) Essay2954 Words à |à 12 Pagessmall portions of the music that people take and sample with in a new song. Jazz and its historical figures have mistreated and forgotten by todays society. One of the figure most forgotten is John Birks Gillespie, known to the jazz world as quot;Dizzyquot; Gillespie. quot;Dizzyquot; Gillespie was a trumpet player, composer, bandleader and politician of mostly the early 40s to mid 50s. This was a time period in Jazz called Bebop, Bop or sometimes known as Rebop. Bebop got its name from theRead MoreColeman Hawkins Essay1967 Words à |à 8 Pageslabeled as a swing musician though; and while he did begin his career during the swing era playing with such greats as Louie Armstrong, Fletcher Henderson, Wilbur Sweatman, and Ginger Jones, he continued his career later in life with players like Dizzy Gillespie, Miles Davis, and Milt Jackson ââ¬â some of the best bop and modern jazz artists known to date.(Kernfeld, 505) This paper is devoted to the truthful portrayal of Coleman Hawkins, his life, his playing, and the art he helped create known as jazzRead MoreThe Music Of New Orleans Jazz1223 Words à |à 5 Pagestheir love and excitement for the jubilant music. Jazz is a unique style of music that is often performed by brass band musicians using si mple instruments to create a distinctive musical sound. Two distinguished musicians, Louis Armstrong and Dizzy Gillespie, rose to fame with their musical talents in the jazz community around the world. These two musicians born below the Mason Dixon line would acquire their popularity by performing nationwide, but their childhood, musical careers, and legacies wouldRead MoreEssay on John Coltrane1679 Words à |à 7 PagesRather than relying on a written piece, the artist improvises. Jazz has taken many forms over the past seventy years; there is almost always a single person who can be credited with the evolution of that sound. From Thelonius Monk, and his bebop, to Dizzy Gillespieââ¬â¢s big band, to Miles Davisââ¬â¢ cool jazz, or to John Coltraneââ¬â¢s free jazz; Americaââ¬â¢s music has been developed and refined countless times through individual experimentation and innovation. In my opinion the most noteworthy artist in the developmentRead MoreAnalysis Of The Movie Bird 1587 Words à |à 7 Pagesexperiences like Dizzy Gillespie. The film also focuses greatly upon Parkerââ¬â¢s relationship with Chan Richardson who is Charlie Parkerââ¬â¢s last wife (although it was never an official marriage). The use of flashbacks allows the audience to get a better sense of Charlie Parker through all of his 34 years of living then if the film was to just focus on one area of his life. Another technique used within the documentary ââ¬Å"Birdâ⬠is the emphasis on the foil between Charlie Parker and Dizzy Gillespie. Parker andRead MoreThe Music Of Jazz Music Essay1895 Words à |à 8 Pageshigh school to pursue his music career, where he first toured with a faith healer before eventually assembled his own quartet. Monk joined the house band at Mintonââ¬â¢s Playhouse in 1941, where he played with musicians such as Charlie Parker and Dizzy Gillespie. It was here that he explored the sounds of Jazz to come, the sound of bebop; blistering fast lines, jarring chords and incredible extensions (Gourse, 1997). Monk began to record as a leader in 1947, on the famous Blue Note record label. ThatRead MoreWhat Makes John Coltrane?2416 Words à |à 10 Pagesreferred to him as a spiritual man and this may have played a big part in Coltrane allowing himself to turn his life around (Diliberto 2012). In 1949 all of Coltraneââ¬â¢s hard work in his early years had finally paid off, as he joined a band led by Dizzy Gillespie a famous jazz trumpeter. One can see that Coltrane utilized a vast array of tools to help him enhance his musical prowess, this hard work paid off with the acceptance into Dizzie Gillespieââ¬â¢s band and with that Coltraneââ¬â¢s professional career wasRead MoreBebop Research Papaer Essay2700 Words à |à 11 PagesBebop music was the next evolutionary change of Jazz music that succeeded swing music. This paperââ¬â¢s aim is look at musicians who impacted this era, exploring more in depth Dizzy Gillespie and Charlie Parker. In the early 1940ââ¬â¢s, the swing bands began to all sound the same as well as work along predictable chord changes.1 The music was now not used for dancing. Some people believed that this would let the music go away from the elite social groups, and now be for everybody. Also just becauseRead MoreThe Philosophical and Sociological Developments for Bebop During the 1940s1518 Words à |à 7 Pageswas the fist kind of modern jazz, which split jazz into two opposing camps in the last half of the 1940s. The most important musicians who gathered at Mintons where Thelonious Monk, piano, Kenny Clarke, drums, Charlie Christian, guitar, Dizzy Gillespie, trumpet, and the altoist Charlie Parker. This was later to become the real genius of modern jazz, as Louis Armstrong is the genius of traditional jazz. One of these musicians, Charlie Christian, is not only a founder of modern jazz but alsoRead MoreJ.b. Johnson : His Instrument, The Trombone1059 Words à |à 5 Pagesbook. In early 1946, J.J. Johnson left Basieââ¬â¢s Band and was starting to play faster on the Trombone. When Bebop evangelist, Dizzy Gillespie, heard Johnson play, he encouraged him to join the Bebop, which was flourishing on New Yorkââ¬â¢s Fifty-Second street. Therefore, Johnson spend the 1940ââ¬â¢s working with small groups in New York, whereas he recorded with others such as Gillespie, Charlie Parker, and Miles Davis. By this time, he had established himself as the leading trombonist in modern jazz. In 1946
Tuesday, December 24, 2019
Events Between 1870-1945 - 1419 Words
Bentley first talked about cross-cultural interactions as a way to categorize the Worldââ¬â¢s history. He in addition wrote about the importance of understanding events from a global perspective, not just one countryââ¬â¢s point of view. Because of these two fundamental elements to his argument, we can assess events differently than before hand, finding out ways to take a step back and look at actions as they affect multiple nations simultaneously. Of these international events from 1870-1945, the Age of Imperialism, World War I, and the Great Depression had worldwide impacts on economic and social issues. Imperialism in the late 19th century became a competition among European countries to take control of as many areas in Africa before the othersâ⬠¦show more contentâ⬠¦In fact, many of the propositions Wilson put forward were not accepted, but the most accepted one however was the League of Nations, which was meant to secure peace. The Great Depression not only affected America, but the rest of the world as well. This global depression began in the United States in 1929 but would soon play an important role in why countries turned inward to economic independence and lead to the rise of communism. The 1920ââ¬â¢s had Americans living in great prosperity. Consumers ruled the marketplace, buying as much as they could afford, even spending tomorrowââ¬â¢s wages today. Companies were about to face the grim reality that they were producing more goods than they were able to sell. People simply did not have the money to buy all these products and everyone instead began to invest their money in the stock market. In October of 1929, the stock market collapsed in America which soon would lead to the ââ¬Å"domino effectâ⬠in Europe. Since America no longer had the money they once did, they couldnââ¬â¢t afford to continue making loans to Germany. At the treaty of Versailles, Germany was forced to pay war reparations, but their problem was that they clearly did not have the money to pay back all these countries for the damages caused in the war. America then gave loans to the Germans in order to pay both France and England. These two countries however were in debt to America for theirShow MoreRelatedThe Global Effects of Imperialism, World War I and the Great Depression1424 Words à |à 6 Pagescategorize the Worldââ¬â¢s history. He in addition wrote about the importance of understanding events from a global perspective, not just one countryââ¬â¢s point of view. Because of these two fundamental elements to his argument, we can assess events differently than before hand, finding out ways to take a step back and look at actions as they affect multiple nations simultaneously. Of these international events f rom 1870-1945, the Age of Imperialism, World War I, and the Great Depression had worldwide impactsRead MoreAssess the Significance of the Role of Individuals in Bringing About the Expansion and Dismantling of the British Empire in Africa in the Period 1870-1981983 Words à |à 4 PagesAssess the significance of the role of individuals in bringing about the expansion and dismantling of the British Empire in Africa in the period 1870-1981 It seems rather farfetched at first glance that individuals have enough influence in events such as the expansion of the British Empire in Africa or on the other hand the dismantling of it. However once we look into the effect individuals such as Cecil Rhodes, who was one of the main figures in the expansion of the British Empire toRead MoreThe Great Tribulation : A Time Of Misery And Persecution Of The Followers Of Christ1402 Words à |à 6 PagesWarwick and Nikolaus Wolf from Humboldt University, between the years 1870 and 2001 war has increased between states at an à average rate of 2% à each year. Between 1870 and 1913 war between the countries increased at an average rate of à 6% each year. Professor Mark Harrison explained The number of conflicts has been rising on a stable trend. Because of two world wars, the pattern is obviously disturbed between 1914 and 1945 but remarkably, after 1945 the frequency of wars resumed upward course on prettyRead MoreCommunication During Pre Industrial Societies920 Words à |à 4 Pagesimportance as new media, which can communicate news more quickly and conveniently, takes its place. This was not always the case; the press was once the only form of media that existed. It started as a way of communication for more people to learn the events that took part in their country and not only their region. After the industrial revolution, urbanization and the income increase the press changed. Companies began to increase profits and product awareness through advertising. Numerous ownershipsRead MoreNotes Chapter 21 WWI1292 Words à |à 6 Pagesï » ¿PART SIX THE MOST RECENT CENTURY 1914ââ¬â2010 Chapter 21ââ¬âThe Collapse and Recovery of Europe, 1914ââ¬â1970s CHAPTER LEARNING OBJECTIVES: â⬠¢ To examine the history of Europe between 1914 and the 1970s as an organic whole made up of closely interconnected parts â⬠¢ To consider the repercussions of nationalism and colonialism in Europe and Japan â⬠¢ To increase student awareness of the effects of the two world wars â⬠¢ To help students imagine the appeal of totalitarian movements in the twentieth centuryRead MoreThe First Half Of The Twentieth Century1304 Words à |à 6 Pagesovershadowed by the events of the Great War reminds us the brutality, cruelty, and the ruthless behaviors that shaped the whole period. Eager to access resources and lands, states or government policies were involved in a profound rivalry which by the way existed already well before the beginning of the twentieth century. Battle for lands and territories As mentioned earlier, Europeans powers and Japan start looking for land and resources in other places. ââ¬Å"The period between 1870 and 1945 was characterizedRead MoreThe Endurance Of The Human Spirit Essay1364 Words à |à 6 Pagesconformed and molded. There are a plethora of pivotal moments in history that led up to African Americans having the ability to have a voice in America today, however I think there are four events that shows the progress and that show how life in the United States changed over time for African Americans. The events are the Compromise of 1877, Jim Crow, First African American being signed to major league team, and the end of Jim Crow. The Compromise of 1877 was a deal made by Republicans as well as DemocratsRead MoreEssay about Three Causes of World War I1734 Words à |à 7 Pagesdominated European history since 1914. Because of the bitter controversy over the post-war peace treaties, the origins of the war continued to be an issue of utmost political importance in the years to come. The Great War had its roots in 1870 in the grand expansion and uncontrolled ambitions of Bismarck and the new Germany (Wolfson et al 1997). Imperialism, which began to emerge around the turn of the 20th century also played a decisive role. Fights over the colonies contributedRead MoreThe Prize: The Epic Quest for Oil, Money and Power by Daniel Yergin2281 Words à |à 9 Pagesbook takes the reader through a path that retrieves the historical journey of oil from the drilling of the first oil well in Pennsylvania by Colonel Drake Edwin, to Saddamââ¬â¢s invasion of Kuwait to grab wealth and oil. The author explores the relation between oil and war, describing the changes in the changing structure of the oil industry and he discusses the prominent and colorful petroleum players. The book is offers comprehensive examination of the oil business history that has been neglected for aRead MoreThe Problems Facing Bismarck in Germany in 1871-1890 Essay1501 Words à |à 7 Pagesand inner conflicts. Bismarckââ¬â¢s main problem was to satisfy both the Prussian Junkers and the allies he had found in the National-Liberals whilst unifying Germany between 1866 and 1870. However he was more determined to ââ¬Å"â⬠¦maintain the power of the monarchy and its ruling classesâ⬠¦Ã¢â¬ [3] However Bismarckââ¬â¢s period 1870 to 1878 has been regarded as his ââ¬Ëliberal periodââ¬â¢. It is referred to this because during this time he relied on National-Liberal votes to pass domestic policies
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